Terms of Use

Effective Date: July 20, 2026

By accessing or using sandiegohomebuyers.org (the "Site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use this Site.

1. Not a Commitment to Lend

Nothing on this Site constitutes a commitment or agreement to provide a mortgage loan or any other financial product. All loan applications are subject to credit approval, income verification, appraisal, and other underwriting requirements. Terms and conditions apply.

2. Licensing

Charles La Flair | NMLS# 220926
Company NMLS# 1935005
Licensed to conduct mortgage activities in the State of California.
Loans made or arranged pursuant to a California Finance Lenders Law license.

3. Use of the Site

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others. You may not:

Use the Site to transmit any unlawful, harmful, or fraudulent content
Attempt to gain unauthorized access to any part of the Site
Use automated tools to scrape or collect data from the Site

4. MLS Listings & Real Estate Information

Property listings and real estate information displayed on this Site are provided for informational purposes only and may not reflect the most current listing information. We make no warranties as to the accuracy or completeness of any listing data.

5. Pre-Qualification Estimates

Any pre-qualification estimates generated on this Site are based on information you provide and are for illustrative purposes only. They do not constitute a loan approval or guarantee of any specific loan terms, rate, or amount.

6. Third-Party Links

This Site may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those sites.

7. Intellectual Property

All content on this Site, including text, graphics, logos, and code, is the property of San Diego Home Buyers and may not be reproduced without written permission.

8. Disclaimer of Warranties

This Site is provided "as is" without warranties of any kind, express or implied. We do not warrant that the Site will be error-free or uninterrupted.

9. Limitation of Liability

To the maximum extent permitted by law, San Diego Home Buyers shall not be liable for any indirect, incidental, or consequential damages arising from your use of this Site.

10. Equal Housing Opportunity

We are an Equal Housing Lender 🏠. We do not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status, or any other characteristic protected by law.

11. Governing Law

These Terms are governed by the laws of the State of California. Any disputes shall be resolved in the courts of San Diego County, California.

12. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the updated Terms.

13. Contact Us

San Diego Home Buyers
Email: info@sandiegohomebuyers.org
NMLS# 220926 | Company NMLS# 1935005